Roseville property owners can now purchase flood insurance online

City of Roseville residents and business owners have a new, convenient way to obtain flood insurance while benefiting from significant savings available in the community.

The Federal Emergency Management Agency (FEMA) has launched an online service that allows property owners to get a quote and purchase a National Flood Insurance Program policy through FloodSmart.gov.

Because Roseville is a FEMA Class I community, residents and businesses may receive discounts of up to 45% on flood insurance premiums. Class I is the highest rating available through FEMA’s Community Rating System.

To use the online service, property owners provide basic information about the building they want to insure. After receiving a quote, they can purchase a policy online, share the quote with an insurance agent, or request contact information for three licensed insurance agents in California.

We recommend working with your insurance agent or a representative through FloodSmart.gov to confirm that your policy includes Roseville’s Community Rating System discount. You may also provide your insurance agent with a current FEMA Elevation Certificate for the building being insured. Although an Elevation Certificate is not required to purchase National Flood Insurance Program coverage, it provides property-specific elevation information that could help lower your premium.

If you need assistance, please contact Public Works - Floodplain Management by email or calling (916) 746-1300.

More than 30 years of flood preparedness

Roseville has worked for more than three decades to reduce flood risk through infrastructure improvements, planning, development standards, public education and emergency preparedness.

Since historic floods in the 1990s, the City and FEMA have invested approximately $39 million in infrastructure to improve public safety. These efforts have significantly reduced Roseville’s flood risk.

Roseville has held its Class I FEMA rating since 2006. It was the first city in the nation to earn the rating.

The designation recognizes Roseville’s commitment to flood resiliency, including work to improve infrastructure, maintain strong mapping and regulatory standards, preserve open space, reduce hazards, and provide community education and preparedness resources.

Another way to prepare

Roseville’s investments and preparedness programs help reduce communitywide flood risk, but no community is entirely free from the possibility of flooding. Flood insurance can provide an additional layer of financial protection for property owners.

Residents and business owners are encouraged to understand flood risk, review their existing insurance coverage and determine whether flood insurance is right for their property. Coverage, costs and eligibility vary, so property owners should carefully review policy information before purchasing.

Get a flood insurance quote or purchase a policy online.

Learn more about Public Works - Floodplain Management. Stay informed by connecting with the City of Roseville.